Your Fastest Path to Debt Freedom
Add your loans below and see your debt-free date in seconds. No account required.
Add a Loan
Payoff Strategy
Highest interest rate first — saves the most money overall
Added on top of your minimums — rolled to next loan when one is paid off
Debt-Free Date
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Total Interest
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Interest Saved
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Monthly Payment
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Payoff Timeline
Your payoff timeline will appear here
Add loans above to generate your chart.
Everything you need to crush debt
Powerful tools, zero fluff.
Payoff Calculator
Add your loans in seconds and instantly see your debt-free date, total interest paid, and how much you save by paying extra each month.
Smart Payoff Strategies
Choose Avalanche (highest interest first), Snowball (smallest balance first), or build a Custom order. Switch strategies and watch the numbers update live.
Budget & Income Planner
Enter your income and expenses to discover exactly how much discretionary cash you have for debt payoff — then apply it to your plan with one click.
Simple, transparent pricing
Start free. Upgrade when you're ready for more.
Free
- Up to 3 loans
- Avalanche & Snowball strategies
- Full payoff chart & summary cards
- PDF download (email required)
Basic
- Up to 10 loans
- Avalanche & Snowball strategies
- No ads · Data sync across devices
- PDF export · Monthly progress email
Pro
- Unlimited loans
- Everything in Basic
- Budget & Income Planner
- AI-powered payoff recommendations
Ready to get started?
Add your loans and see your debt-free date in under a minute. No account required.
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